Lawyers Blog Legal Social Security Application Process

Social Security Application Process

Social security disability is something that a lot of people do not think they will ever have to go on, but the reality is that anything can happen in life, and you never know if you are going to need benefits later on, at some point. The great thing is, if you do run into a point in your life where you need to get social security, and you are in fact disabled, it is not too hard to get if you know what you are doing. With that being said, if you do want to get your benefits, you are going to absolutely have to get yourself a qualified lawyer that knows how to deal with the system. There are a ton of steps that have to be taken and appeals that have to be made, unless of course you have a severe physical injury that is blatantly apparent to the court.

Otherwise, chances are you are going to get denied at least a few times before you eventually go in front of a judge, who will likely grant you your benefits. Most people do not realize that the process is extremely long and drawn out, so you really are going to have to prepare for a long haul. The great thing is, for those people that put in the time and the effort and do everything they are supposed to do, there is a very high chance that you will get your social security disability. Another thing that you should consider is the fact that most lawyers will require that you do not pay up front. Instead, you will sign documents and a contract that states when you end up winning your case in court, that you will agree to pay your lawyer a certain percentage of your back pay.

If you do not know what back pay is, it is basically the total monthly payments that date back to the day that you applied for social security in the first place. For instance, you may apply for social security in January of a given year and not receive payments until June of the following year, eighteen months later. If you receive benefits for one thousand dollars a month, you will get back paid eighteen checks of one thousand dollars, for a total of eighteen thousand dollars. Your lawyer will then take the percentage that you both had agreed upon, and you likely will be left with a good chunk of money, as well as one thousand dollar checks coming in each month from then on.

The process may be complicated and take a long time to complete, but your lawyer will be able to walk you through each step. The best part is, if you know that your lawyer is only going to get paid at the end of the case, if you do win, then if they have taken the time to represent you, they clearly believe that you are going to win your case and get your benefits. Just make sure you get yourself a great lawyer, such as the attorneys at Myler Disability.

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Obtaining a Lawyer for a Disability CaseObtaining a Lawyer for a Disability Case

Applying to social security is something that is not for those with thin skin, as it is a long process that can take a huge amount of time. Furthermore, there are a massive amount of steps that must be taken and done in the right manner, or else there is very little chance that you are going to win your case. The typical steps to applying for social security involve going out and getting yourself a great attorney to represent you. Do not skip this part, as you really do need an attorney that really knows what they are doing and dedicates the bulk of their time to social security cases. You would not want to hire an attorney that deals with a ton of different cases, as you really want to find a lawyer that specializes in disability and social security cases.

You are going to have to put in your application, which is basically a general application at first. Unless you are missing a limb, or have a huge disability that can be seen by the eye and apparent, you are going to get denied. Once you get denied, you have to go through a process of appealing several times, which is going to then include going to any doctor that you have seen in the past, gathering up a ton of different documents that prove that you are disabled, and you will have to prove this to the court. There are a lot of formalities that are involved in applying for social security, most of which are used to weed out people that are not really disabled. The reason why it is like this is the fact that there are so many people that are putting in applications for social security benefits that the system really is overwhelmed.

The great thing is, if you do get a highly qualified lawyer, such as the attorneys at Myler Disability, they will be able to walk you through each step. Chances are you will get your disability if you can prove to a judge that you are too disabled to do the type of work that you have done in the past to bring in a paycheck. You do not have the burden of proving that you can’t do any job at all, but that you can’t do the type of work that you have done in the past, which is different in each and every situation and case. Your lawyer will help you to pull up the documents and proof that you need and will help you build a case that you will eventually take in front of a judge, who will hopefully sign off and grant you the benefits you deserve.

The Scoop on Common Injuries at WorkThe Scoop on Common Injuries at Work

The workplace is one of the most common places for injuries to occur. According to research, one in five people are injured at work. Thousands of individuals are killed at work and millions suffer serious injuries at work. Injured individuals are generally able to recovery from a workplace injury; however, it isn’t uncommon for some workers to be partially or permanently disabled as a result of the injury. Research also suggests that there are a few particular types of injuries that occur more frequently at the workplace than others, which are as follows:

  1. Musculoskeletal Injuries – These are injuries that affect the neck, shoulders, back and limbs. As a general rule, these injuries are a direct result of overexertion, typing, lifting heavy objects, squatting, kneeling, awkward postures and other typical tasks and motions related to a job.
  2. Repetitive Motion Injuries – Probably one of the most common injuries related to repetitive motion in the workplace is carpal tunnel syndrome, although vision problems, back pain and strain muscles are common as well. Unfortunately, these are injuries that are not as obvious as others, but are very harmful in the end. As a general rule, this is covered by workers’ compensation; however, it is always recommended to seek assistance to be sure, such as at http://legalmedicalassistance.com/.
  3. Slip-and-fall Injuries – Whether from a small object on the floor or a puddle of liquid, slip-and-fall injuries are very common in the workplace. They can lead to severe back, shoulder and neck injuries and can often require surgery. These types of injuries can generally be avoided is debris is picked up quickly and spills are immediately cleaned.
  4. Machine Entanglement – Equipment in workplaces must be upheld to a certain standard. When it is not, employees are at risk of injury. When the proper precautions are not taken in the workplace, fingers, clothing and even hair may become entrapped in the machinery resulting in serious injury, or even death.
  5. Falling from Heights – This type of fall occurs when someone falls from an elevated height, such as from the roof, stairways, ladders, etc. In some cases, it can be from a slip-and-fall accident or even due to defective equipment.

Ensuring one is wearing the proper protective equipment and is trained properly can go a long way in reducing common workplace injuries. However, for those that have been injured at work, there are options available.

How to Make Investing EasierHow to Make Investing Easier

When most people envision investing, they usually picture the endgame; that is, they see themselves as an older, wealthy mogul, living off of the profits of their risky-but-profitable investments from their younger days. Of course, this fantasy risks ignorance of the down-to-earth details that are necessary for prudent investment. That is not to say that wise investments in the present will not reap dividends in the future–everyone can dream of their yacht, vacation home, or retirement nest egg–but rather to urge the reader to make regular review of investment news and be disciplined in their investments.

The first step in making investment easier is immersing oneself in the available material to learn what kind of investments are worth making, affordable, and accessible. For instance, a free financial magazine, such as the Money & Markets Newsletter, should be a part of a daily reading routine. This newsletter allows for the review of expert opinions on a variety of financial matters; resources for any variety of personal investments; and regular market updates. In a field as complex as personal investing, sometimes total immersion is the best way to pick up on trends and conventional wisdom, and receiving a newsletter like this is a good first step. Supplement a periodical reading list with a well-known and accessible site designed to give advice to personal investors, such as The Motley Fool. This is a website expressly designed for those who have little to no experience in the world of finance, and who are looking to make investing easier for themselves.

Finally, in order to truly make investing more accessible, a prospective investor must ensure a certain level of personal discipline and consider seeking out expert advice. First, a personal portfolio should be free of such toxic investments as high-interest credit card debt. Paying off credit card debt is, in its own way, a simple investment: removing this expense will eliminate costly interest in the future. Additionally, many investors will be able to be relatively successful on their own by building a diverse portfolio, becoming a careful student of the stock market, and investing a portion of their disposable income in a low-yield, low-risk commodity such as a savings account or a certificate of deposit. However, a novice investor–especially one with a significant amount of money to invest–might want to place their capital in the capable hands of a portfolio manager. An expert in the financial game will be able to seize upon opportunities while still balancing a portfolio with prudent, long-term investments.