As an individual who worked as a paralegal for a couple years after college, I am a huge proponent of consulting lawyers when you have problems that need to be resolved with the help of a professional. That being said, what are three specific instances in which you should consult a lawyer. First, I’d say you should consult a lawyer when you are going through a divorce. This is a crazy time where the emotions of both spouses are heightened and things can get really ugly really fast. I was a family law paralegal and saw this day in and day out. When you get divorced there are so many different little things to consider that consulting with a lawyer is in your best interest.

Second, I’d say you should consult a lawyer when you are needing the declare bankruptcy. Hopefully this never happens to you, but given the economic status of the United States, I’ve seen a lot of people struggle financially. Declaring bankruptcy is a big deal since it affects you in a very real way for at least 7 years, but in reality for your whole life. Rather than running into it too hastily, I suggest consulting with a lawyer beforehand to really see if that is your best option.

Third, I’d say you should consult a lawyer when you are charged criminally with a crime. Once again, I sure hope you don’t find yourself down this road, but everyone is entitled to representation. Even those individuals who can’t afford a lawyer can have a court appointed one. The law has many intricacies so it is best to speak to someone who has made it their career to understand the law and help other people. This is crucial depending on the severity of the crime because you could end up in jail forever. It is important to speak with a lawyer who specializes in your particular issue.

For instance, our attorney is a worker’s compensation specialist. When an attorney specializes in your legal issue you know you are going to be well taken care of because they have a lot of experience with it if it is all they focus on and spend their time doing. So regardless of what preconceived notions you have about lawyers, there are some times where you should definitely consult with one.

You know you qualify for social security disability benefits. For instance, you worked in jobs that paid into the social security system. You also have a medical condition that meets the social security administration’s (SSA) of a disability. However, you still need to consult with a disability lawyer before applying. For example, a lawyer will evaluate your claim, medical records and request medical tests that will further help your case.

Even though you know you’ll qualify for disability, there are some cases where you will be denied. There could be reasons why you are denied such as:

• You made too much money. The SSA considers a “substantial gainful activity”, or SGA, which means that your income is too high to be disabled. In 2014, the SGA limit for people who aren’t blind was $1,070.
• Your medical condition won’t last long. You must have severe impairment that lasts at least 12 months.
• You didn’t follow physical therapy as required unless there is an acceptable medical excuse. If you don’t follow your physical therapist’s orders, it could stop you from receiving disability.
• The SSA can find you in the system. The Disability Determination Service, or DDS, determines your medical eligibility. If either agency can’t locate you to schedule an examination, you will be denied.
• You committed fraud by trying to obtain disability benefits.
• Your disability is caused by a drug or alcohol addiction.
• You committed a crime that prevents you from collecting social security disability.

So, now you are thinking about reapplying to overturn your denial. You can do this by yourself, but due to various terminology, rules and deadlines, you will need a lawyer. For example, a disability lawyer will know the type of evidence needed to support your claim. In addition, he or she will advise you of the relevant laws and how to proceed with your claim.

You have worked and put money into the system. You are disabled and need that money back to support yourself and your family. You shouldn’t go through the process alone. Instead, you should consult a disability lawyer.

It often takes a couple of attempts before a denial is overturned and you receive your benefits. However, with the help of a disability lawyer, you have a legal warrior on your side to help you. If you are in the Kansas, Missouri or Illinois and need help with any social security disability questions, concerns or assistance.