How to Find Help With Bankruptcy

December 21, 2017 | David J. Hernandez | 0 Comment | 2:56 pm

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Over the last decade more and more Americans are considering bankruptcy to help them recover from financial losses. Most do not have the background or knowledge to decide if it is the right move for them. Fortunately, Kirkpatrick & Associates has the answers you are seeking. Over the last few years U.S. bankruptcy laws have changed, they are much tougher to navigate than previous years. We believe everyone deserves a chance to start over by wiping away most of their debts and protecting as many assets as possible. A skilled Attorney will help you decide which form of bankruptcy is correct for you, chapter 7 or chapter 13. Some people become overwhelmed by the debt, embarrassment and creditors bothering them. A skilled attorney will put an end to the harassment and relieve the burdens.

The first step will be to schedule a no obligation appointment with a bankruptcy attorney. During this meeting, he can evaluate your situation and explain the options available to you. Depending on your debt and income he will recommend which chapter is correct for you, 7 or 13. He will explain what assets can be protected and which ones must be included in the bankruptcy. Which debts will go away and which ones must be paid regardless of bankruptcy. He will explain all the cost associated with filing and the attorney fees. An experienced attorney will help you plan for the bankruptcy process. It is important to protect assets and also help you prepare for recovery afterwards. With a proper plan, you can be back on your feet financially faster.

A skilled attorney not only knows the law but also has relationships with the Bankruptcy Judges. This is an important question to ask your attorney. When you have a bankruptcy hearing, the Judge will decide whether to allow you to keep or pay for certain assets based on values claimed in the petition. Your attorney will explain what values are acceptable in the courts eyes. The attorney representing you can help “paint a picture” for the Judge that will put you in the best light. Relationships are important in all walks of life and especially when your financial future is being determined.

Finding help for bankruptcy can be confusing, the first step is gathering information to make the best decision for you and your family. Kirkpatrick & Associates will provide a free consultation and stop the bill collectors immediately!

Skilled Neck and Back Injury AttorneysSkilled Neck and Back Injury Attorneys

May 16, 2023| David J. Hernandez| 0 Comment| 9:42 pm

This Blog was brought to you by the Carabin Shaw Law Firm, Principal Office in San Antonio

Skilled Neck and Back Injury Attorneys: Advocates for Your Recovery

Providing Personal Attention and Professional Representation for Over 30 Years

If you have suffered a neck or back injury as a result of a car or truck accident, you may be enduring excruciating pain. Unfortunately, these types of injuries often worsen over time, leading to chronic and debilitating discomfort. If another person’s negligence or recklessness caused your serious neck or back injury, it is crucial to seek the guidance of an experienced personal injury attorney who understands the physical and emotional toll you are experiencing. Our law firm is dedicated to pursuing justice for clients with a wide range of injuries, from spinal cord damage to severe head trauma.

We encourage you to contact us and schedule a free initial consultation. During this meeting, we will take the time to listen to your story, provide an explanation of the relevant laws, address any questions you may have, and outline the legal options available to you. Our firm is committed to providing personalized service and professional representation to ensure you receive the support and advocacy you need.

Living with a Serious Neck and Back Injury

Whiplash: A Painful Reality

Whiplash is a painful and often debilitating injury that occurs when your head jerks violently due to a sudden and severe impact. It is commonly experienced in rear-end or side-impact collisions. Severe symptoms of whiplash include sharp neck pain and limited mobility. Victims may struggle to maintain regular work hours or experience difficulty sleeping for several weeks following the accident.

If you are suffering from whiplash after your accident, you may be entitled to compensation for your serious neck injury. Our attorneys are here to help you navigate the legal process and fight for the compensation you deserve.

Lower Back Injury: Dealing with the Consequences

Motor vehicle accidents can result in lower back injuries, such as herniated (bulging) discs, which often lead to intense sciatic pain. While the pain may subside over time, typically within four to eight weeks, some individuals experience chronic discomfort. If you are facing ongoing pain, our attorneys may be able to assist you in pursuing compensation for medical expenses, pain and suffering, lost wages, and other related losses.

A Comprehensive Investigation for Your Case

If we accept your neck or back injury case, we will conduct a thorough investigation to determine the exact cause of your injury and identify all responsible parties. We will then work tirelessly to pursue compensation from the insurance company or through workers’ compensation benefits. You can have peace of mind knowing that our attorneys will diligently prepare a strong and compelling case, enlisting the support of trusted physicians and specialists who specialize in treating neck and back injuries.

Contact Us Today

We invite you to reach out to us and schedule a free initial consultation to discuss your concerns regarding your neck or back injury. It is important to note that all personal injury matters are handled on a contingency basis. This means that you will not have to worry about upfront legal fees, as we only collect payment if we successfully recover compensation on your behalf.

Dealing with a neck or back injury after a car or truck accident can be physically, emotionally, and financially overwhelming. However, you do not have to face this journey alone. Our skilled neck and back injury attorneys are here to provide the support and guidance you need during this challenging time. By seeking our assistance, you can focus on your recovery while we handle the legal aspects of your case. Contact us today to take the first step towards securing the compensation and justice you deserve.

Does the Government Shutdown Effect Workmans Comp?Does the Government Shutdown Effect Workmans Comp?

January 20, 2018| David J. Hernandez| 0 Comment| 3:05 pm

The recent government shutdown has many people concerned about which programs will continue and which programs will be suspended indefinitely. Workman’s Comp is no different. Many people who receive Workman’s Comp have been wondering if they will still get their benefits or if they will have to find some other avenue of covering a portion of their bills. This is the same question that many individuals are asking who depend on the federal government for employment benefits or assistance of virtually any type. The short answer is that for the time being, Workman’s Comp will continue as scheduled. However, it should be noted that there are no simple answers regarding the government shutdown. There are, however, many gray areas.

Most of the gray areas occur regarding federal employees who are receiving Workman’s Comp before the government shutdown occurred. Private employees who are receiving Workman’s Comp are scheduled to receive their benefits without delay at this time. However, many federal employees who are currently working find themselves either forced off of work until the government shutdown is resolved or they are working without pay. It stands to reason that any federal employee who is currently working and is not being paid can expect not to be paid if they are receiving Workman’s Comp. This is one of the many gray areas that has occurred regarding the government shutdown and many individuals who are directly in the center of this calamity have little knowledge about how they will ultimately be affected.

The other problem is that even more ominous things can happen if the government shutdown is not resolved rapidly. The government will default if the issue is not resolved by mid October. If this is allowed to occur there is a great deal of uncertainty about how many government programs will be affected, including Workman’s Comp. Virtually every individual from federal employees to senior citizens are deeply concerned about whether or not they will receive benefits if the government defaults. Unfortunately, it is largely up to the federal government to decide which programs, if any, will be funded. This means that virtually every individual is at the mercy of the people in Washington to decide their fate. There is also the very real problem of finding a way to fund government programs in the event that there is no money to fund the programs with, which is what will happen if a default is allowed to occur.

In closing, anyone who is receiving Workman’s Comp who is concerned about their ability to continue to receive benefits should contact the Law Offices of Oliver C. Minott with any questions they may have. Having proper legal representation is vitally important at any time, but it is especially important during this time of uncertainty.

3 Times To Consult a Lawyer3 Times To Consult a Lawyer

May 5, 2019| David J. Hernandez| 0 Comment| 3:04 pm

As an individual who worked as a paralegal for a couple years after college, I am a huge proponent of consulting lawyers when you have problems that need to be resolved with the help of a professional. That being said, what are three specific instances in which you should consult a lawyer. First, I’d say you should consult a lawyer when you are going through a divorce. This is a crazy time where the emotions of both spouses are heightened and things can get really ugly really fast. I was a family law paralegal and saw this day in and day out. When you get divorced there are so many different little things to consider that consulting with a lawyer is in your best interest.

Second, I’d say you should consult a lawyer when you are needing the declare bankruptcy. Hopefully this never happens to you, but given the economic status of the United States, I’ve seen a lot of people struggle financially. Declaring bankruptcy is a big deal since it affects you in a very real way for at least 7 years, but in reality for your whole life. Rather than running into it too hastily, I suggest consulting with a lawyer beforehand to really see if that is your best option.

Third, I’d say you should consult a lawyer when you are charged criminally with a crime. Once again, I sure hope you don’t find yourself down this road, but everyone is entitled to representation. Even those individuals who can’t afford a lawyer can have a court appointed one. The law has many intricacies so it is best to speak to someone who has made it their career to understand the law and help other people. This is crucial depending on the severity of the crime because you could end up in jail forever. It is important to speak with a lawyer who specializes in your particular issue.

For instance, our attorney is a worker’s compensation specialist. When an attorney specializes in your legal issue you know you are going to be well taken care of because they have a lot of experience with it if it is all they focus on and spend their time doing. So regardless of what preconceived notions you have about lawyers, there are some times where you should definitely consult with one.